Login to my account

Government

Short-term

How it works

Government loan

Short-term loan

FAQ

Branches

About us

Close

This site uses cookies. By continuing to browse ExpressCredit.co.ls, you are agreeing to use our site cookies. Read more here

Government

Short-term

How it works

Government loan

Short-term loan

FAQ

Branches

About us

Oportunities

Login

Tenders

Careers

Tenders

Request for Proposals – Litigating Legal Service Providers
Request for Proposals – Tracing Agents

Need help?

Call Centre hours:

Monday-Friday 8:00-17:00, Saturday 8:00-12:00

Company

Services

Short-term loan

Help Centre

ExpressCredit Lesotho is a Tier III credit-only Microfinance Institution licensed and regulated by the Central Bank of Lesotho (registration number 68483). Registered address: LNDC, Shop Number 4, Kingsway Road, Maseru, Lesotho. ExpressCredit.co.ls is a trade name of the registered business entity ExpressCredit Limited.

Important notice: Borrowing more than you can afford may cause financial difficulties. Late or missed payments may lead to additional fees, increased interest charges and may negatively affect your credit history. Terms & Conditions apply.

ExpressCredit offers different loan products subject to customer eligibility, affordability assessment and final approval.

Government loan representative example: loan amount M 20,000; loan term 84 months; issuance fee M 4,000; interest M 27023, 05; handling fee M 999.6; total repayment M 51,996; monthly instalment M 619; APR 36%.
Instalment loan representative example: loan amount M20,000; loan term 24 months; issuance fee M5,000; interest M7,022.93; service fee M9,485.04; total repayment M41,496; monthly instalment M1,729; APR 123%.
All loans are subject to credit assessment and approval. Terms, fees and repayment amounts may vary. Borrow responsibly.

Copyright © 2026 ExpressCredit.co.ls. All rights reserved Terms of Use Privacy policy Responsible vulnerability disclosure

Responsible vulnerability disclosure

Copyright © 2026 ExpressCredit.co.ls. All rights reserved